Mechanical Repairs & Servicing Insurance for Motor Traders in Ireland

Whether you run a garage, offer mobile mechanical repairs, or work from home, you need reliable insurance to protect your business, customers, and livelihood. We provide tailored Motor Trade Insurance solutions for mechanical repair and servicing businesses across Ireland. Choose between a stand-alone Road Risk policy or a full Garage Composite package—including cover for premises, vehicles, tools, liability, and more—built around your day-to-day operations.

Who Needs This Cover?

Independent garages and workshop owners

Mobile mechanics offering roadside or home callouts

Part-time or full-time home-based motor technicians

Mechanics who test, collect, or deliver customer vehicles

No matter your setup, we’ll help you find the cover that fits your business needs and budget.

What’s Included in Our Mechanical Repairs & Servicing Insurance?

Whether you’re servicing vehicles in a workshop, running a mobile repair unit, or operating from home, your insurance needs to keep up with your business. Our Mechanical Repairs & Servicing Insurance offers a robust blend of Road Risk and Property protection to ensure you’re covered from every angle.

Flexible Road Risk Cover

Our Road Risk insurance is designed specifically for motor mechanics who need to drive, test, or transport vehicles as part of their daily operations. Cover can be tailored to include windscreen protection, accompanied demonstration use, and step-back No Claims Bonus protection. We also offer support for recovery trucks, and coverage extends to motorcycles—both your own and your customers’.

We understand that many mechanics deal with a variety of vehicles, which is why we can cover modified, classic, and high-performance cars with no restrictions on individual vehicle value or overall policy tonnage. It’s complete flexibility, made for the real world of motor repairs.

Buildings, plant, contents, tools, equipment, and parts stock
Fire brigade charges included
Customers' and your own vehicles — whether stored in a locked building, secure compound, or in the open (subject to insurer acceptance)
Public Liability/Products liability cover
Service Indemnity/Defective Workmanship
Employers Liability
Engineering Inspection policies for regulated equipment
Business Interruption Cover
Money Cover (onsite or in transit)
Vehicles in Transit insurance

Why Choose us?

We specialise in Irish motor trade insurance

Flexible options for all business types—from full-time traders to those selling from home

Competitive pricing and expert advice from a dedicated team

Fast quotes and easy-to-understand cover options

Get a quote today

Let’s find the right insurance solution for your business. Our experienced team will work with you to assess your risks and recommend the best protection for your setup.

Get a fast, no-obligation quote today.